Money Saboteurs

Money Saboteurs, Post 4: Technology Is Not (Always) Your Friend

Money Saboteurs, Post 4: Technology Is Not (Always) Your Friend

Ted McLyman
Technology has turned spending into a frictionless habit, where one tap can quietly sabotage even the best financial intentions. This post pulls back the curtain on how apps, social media, and slick digital tools exploit ancient brain wiring, amplify bias, and make impulsive choices feel normal—even smart. It also reveals why the real problem isn’t just overspending but the invisible system that pushes emotional decisions 24/7. If money stress keeps showing up despite your best efforts, this piece will make you see your devices—and your behavior—in a completely different way.
Read more...

Blog Categories

AdministrationMoney BehaviorMoney LeadershipMoney SaboteursReal EstateRetirementSmall Business
Have an idea for a blog post or want to be a guest blogger? Email me at ted@tedmclyman.com. 
Copyright TedMcLyman.com 2026 All Rights Reserved

Why I Became a Reformed Financial Advisor

I spent years in the financial industry watching smart people make poor decisions because they were following the wrong map.
As a "Reformed Financial Advisor," I realized that financial success isn't an IQ test—it’s a temperament test. My mission is to help you stop fighting your natural instincts and start using them to build a life of true wealth. Whether through my book or my spending guides, I'm here to help you master the human element of your money.

Quick Checklist:

  • Identify Your Money Map: Recognize the hidden behavioral biases that guide your spending.
  • The IQ Myth: Understand why being "good at math" doesn't equate to being good with money.
  • Reform Your Habits: Simple, actionable steps to stop fighting your instincts and start building wealth.
  • Human Element Mastery: Learn how to align your temperament with your financial goals.
Photo of Ted McLyman

Let's Connect

Send Message