Close Your Wealth Gap
It’s not you, it’s the system.
You don't need another generic plan. You need a strategy designed for your success. Work with a Financial Choice Architect to discover your natural money temperament and align your behavior with what's important about money to you. Start spending smart according to your unique money DNA.
Who Needs a Financial Choice Architect?
All the willpower in the world cannot fix a misaligned financial plan. You don't lack discipline; you are just using a system built for someone else. The Money Behavior Systemâ„¢ is designed for individuals ready to align their financial environment with their unique money DNA.
How you behave with money matters more than what you know about it.
The reality: spending is automatic, unconscious, and emotional. You cannot out-math your ancient brain with a spreadsheet, a budget, or a new financial product.
Is what willpower is worth by 3 pm. Every day you rely on discipline is a day wealth leaks from your environment.
Treat wealth building as a design problem, not a discipline problem. Systemize it. Automate it. Move on.
"Traditional financial advice might be technically correct — but wrong for you. Your biology, beliefs, and technology are sabotaging your spending."
— Ted McLyman, MS, MPA
Why willpower always loses.
Traditional financial advice creates a Wealth Performance Gap—the frustrating space between what a generic plan demands and what your natural money temperament actually allows.
If you don't build a system that respects your financial DNA, you will continue to waste mental energy fighting your own biology.
Treat personal finance as a design problem, and you eliminate the friction. You clear the mental clutter. You guarantee your momentum by making wealth-building automatic, invisible, and completely frictionless.
The Money Behavior Systemâ„¢ (MBS)
Hi, I'm Ted McLyman. I am a reformed financial advisor turned Financial Choice Architect. I don't sell commission-based products, and I don't tell you where to put your money. I help you build a system that manages your behavior around your money.
Together, we implement The Money Behavior System™ — a proprietary framework that aligns your natural money behavior with your long-term values and goals. By applying the principles of choice architecture, the MBS helps you:
How We Work Together to Rebuild Your Financial Behavior
A four-phase, performance-based blueprint. No guesswork. No willpower required.
The Behavior Audit
We map your Wealth Performance Gap to diagnose exactly where your current behavior is causing friction and leaking wealth.
Custom Choice Architecture
We remove daily money stress so you can redirect your energy into your life and career.
System Implementation
We build the roadmap together — focusing on behavior rather than traditional financial tools and techniques.
Momentum & Maintenance
As your wealth grows, we calibrate the system to ensure good financial decisions remain your default setting.
The Foundation of the Framework
The Money Behavior Systemâ„¢ isn't just a theory; it is a proven methodology rooted in behavioral economics and years of real-world application.
In my book, [Insert Book Title Here], I break down the exact science of why willpower fails and how anyone can use choice architecture to align their money with their natural temperament. It is the definitive guide to understanding your financial DNA before you start building your system.
- Discover your unique money temperament.
- Learn why traditional budgeting actively works against your biology.
- Understand the core principles of building a frictionless financial environment.
Start Systemizing Your Spending Today.
Stop fighting your biology. Download The MBS Starter Guide: 3 Steps to Systemize Your Spending. Inside, you'll learn how to:
- Map your specific Wealth Performance Gap
- Engineer your first automated financial "default"
- Add physical friction to your worst spending habit
Eliminate Your Wealth Performance Gap: for individuals, coaches, and entrepreneurs.
Ready to bypass the guide and start building your custom strategy?
