Welcome to the "Money Leadership" Series

Welcome to the "Money Leadership" Series

Ted McLyman Money Behavior
What if the biggest obstacle to financial success isn’t math, markets, or income—but the hidden behaviors driving everyday decisions? This post challenges the outdated idea that people are rational spenders and reveals why lasting financial security begins with understanding emotion, instinct, and personal wiring. It introduces a fresh approach to money leadership, showing how both individuals and organizations can move beyond generic advice and start addressing the real patterns behind spending. If you’re ready to rethink everything you’ve been told about money and discover a more human way forward, this is a post you’ll want to read to the end.
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Have an idea for a blog post or want to be a guest blogger, email me at ted@tedmclyman.com
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Why I Became a Reformed Financial Advisor

I spent years in the financial industry watching smart people make poor decisions because they were following the wrong map.
As a "Reformed Financial Advisor," I realized that financial success isn't an IQ test—it’s a temperament test. My mission is to help you stop fighting your natural instincts and start using them to build a life of true wealth. Whether through my book or my spending guides, I'm here to help you master the human element of your money.

Quick Checklist:

  • Identify Your Money Map: Recognize the hidden behavioral biases that guide your spending.
  • The IQ Myth: Understand why being "good at math" doesn't equate to being good with money.
  • Reform Your Habits: Simple, actionable steps to stop fighting your instincts and start building wealth.
  • Human Element Mastery: Learn how to align your temperament with your financial goals.
Photo of Ted McLyman