Updates from Ted McLyman

Money Leadership Post 3: Step 2: Why Your "Money Temperament" Is the Real Secret to Wealth

Ted McLyman

Ever leave the grocery store with way more than you came for—and way less money? It's not a character flaw; it's your ancient brain under siege by modern marketing and technology. The truth financial experts won't tell you is that 95-99% of your spending decisions aren't rational at all—they're emotional, automatic, and completely unconscious. While traditional finance clings to the myth that humans are rational robots, the reality is far different: your "Money Temperament"—your natural behavioral wiring—is the hidden force driving your financial choices. Forget rigid budgets and one-size-fits-all advice that never sticks; discover why knowing "how" you naturally behave with money matters far more than what you know about money, and learn the one formula that actually works.

Money Leadership Post 2: Step 1 - Discovering Your Money Values

Welcome to the "Money Leadership" Series

Understanding a Home Built for Hobbies and Hosting

The Ultimate Guide to Crafting a Bulletproof Financial Safety Net for Your Small Business by Lizzao

Ted McLyman Small Business

A small business is only as strong as the financial safety net behind it, especially when surprises hit cash flow, expenses, or growth plans. This post explores practical ways to create more stability, from forecasting revenue and reviewing financial statements to separating personal and business finances and choosing the right business structure. It also looks at smart funding strategies, when leasing may make more sense than buying, and how expert guidance can strengthen long-term decision-making. If building a more resilient business feels urgent, this guide offers clear steps worth exploring before the next challenge arrives.

Welcome...

Ted McLyman Administration

Welcome to My BlogI’m glad you’re here.This blog is a place for honest conversations about money, behavior, and the choices that shape our

Why I Became a Reformed Financial Advisor

I spent years in the financial industry watching smart people make poor decisions because they were following the wrong map.
As a "Reformed Financial Advisor," I realized that financial success isn't an IQ test—it’s a temperament test. My mission is to help you stop fighting your natural instincts and start using them to build a life of true wealth. Whether through my book or my spending guides, I'm here to help you master the human element of your money.

Quick Checklist:

Identify Your Money Map: Recognize the hidden behavioral biases that guide your spending.
The IQ Myth: Understand why being "good at math" doesn't equate to being good with money.
Reform Your Habits: Simple, actionable steps to stop fighting your instincts and start building wealth.
Human Element Mastery: Learn how to align your temperament with your financial goals.

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