
Welcome to the Spending Smart Community
You just made a smart move. No spreadsheets required — just a willingness to understand how your brain really handles money.
Here's What Happens Next
Three simple steps to get started:
Look for a welcome message from Ted McLyman. It has everything you need to get started — including your free guide.
A quick, practical framework to help you spend with confidence and stop the guilt spiral — takes about 3 minutes.
Reply to any email. Ask questions. Share your wins. This community is built on real talk, not financial jargon.
📬 Don't see the email? Check your spam or promotions folder and mark it as "not spam."
What You'll Get as a Spending Smart Subscriber
Behavior-first money coaching delivered straight to your inbox. No shame. No spreadsheets.
Brain-Friendly Tips
Understand why you spend the way you do — and simple shifts that actually stick.
Exclusive Insights
Lessons from Ted's book, coaching practice, and 30+ years in financial services.
Real Conversation
A community where you can ask questions, share wins, and get honest answers.
A Quick Note from Ted
"I spent decades in financial services before I realized the industry had it backward. We kept telling people to be more rational with money — but humans aren't rational. We're emotional, impulsive, and wired for survival.
The Spending Smart community is built on one idea: manage your behavior first, and the money follows. I'm glad you're here."
— Ted McLyman
Ready to Start Spending Smart?
Your welcome email is waiting. Open it, read the 3-Step Guide, and take the first step toward a money system that actually fits your life.
Questions? Reply to any email or reach out at ted@tedmclyman.com




