Legal & Privacy Hub

Effective Date: July 2026
Site Owner: Ted McLyman / The Money Behavior System™

This Legal & Privacy Hub provides a structured baseline statement for how this website handles user data and the rules governing use of its content, programs, and resources. It is intended to support transparency, user understanding, and operational clarity.

This content should be reviewed by a qualified legal professional before final deployment to confirm compliance with all applicable laws and regulations, including but not limited to privacy and consumer protection requirements.

Part 1: Privacy Policy

Your privacy is a priority. This Privacy Policy outlines how data may be collected, used, and protected when visitors interact with this website, join The MBS Coach Vault, or participate in coaching or certification programs.

1. Information We Collect

Information may be collected when users request information, download resources, join programs, participate in site activities, or make direct contact.

  • Personal Data: Name, email address, phone number, and business details voluntarily submitted through forms or other communications.
  • Usage Data: IP addresses, browser types, device information, page interactions, and engagement metrics such as email opens or link clicks.

2. How We Use Your Information

Collected data may be used to deliver requested resources, improve user experience, and maintain secure operations. Specific uses may include:

  • Providing access to secure areas such as The MBS Coach Vault.
  • Sending email sequences, program updates, administrative notices, and relevant announcements.
  • Requesting feedback and coordinating Beta Test Groups or similar initiatives.
  • Protecting the website, monitoring misuse, and helping prevent fraudulent activity.

3. Data Sharing and Protection

Personal information is not sold, rented, or traded to third parties. Information may be shared only with trusted service providers who support hosting, communications, or platform operations and who are expected to maintain confidentiality and appropriate safeguards. Reasonable industry-standard measures are used to protect data from unauthorized access, misuse, or disclosure.

4. Your Rights

Depending on applicable law and user location, individuals may have the right to request access to personal data, request corrections, or request deletion. Email recipients may unsubscribe from communications at any time using the unsubscribe link included in applicable messages.

Part 2: Terms and Conditions

By accessing this website and using its resources, visitors agree to be bound by these Terms and Conditions. If a user does not agree with any part of these terms, that user should discontinue use of the site and its materials.

1. Intellectual Property & Copyright

All content, frameworks, systems, blueprints, and materials on this site, including but not limited to the 5-Step Money Behavior System (MBS), are the exclusive property of Ted McLyman unless otherwise stated.

  • Protection: The Money Behavior System is a registered trademark of Ted McLyman. Copyright © 2026 Ted McLyman. All Rights Reserved.
  • Restrictions: Users may not reproduce, distribute, modify, republish, or create derivative works from proprietary content without explicit written permission. Access to programs, vault content, or certification materials grants only a limited, non-exclusive, revocable license as defined by the relevant program terms.

2. Nature of Services (Disclaimer)

All website content and program materials are provided for educational, informational, and behavioral coaching purposes only.

  • Not Financial Advice: No content on this site constitutes legal, tax, accounting, investment, or financial advice.
  • Client Responsibility: Users remain solely responsible for their own decisions, actions, implementations, and results.

3. Limitation of Liability

To the fullest extent permitted by law, Ted McLyman and affiliated brands, programs, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to use of this website, its content, or associated services.

4. Acceptable Use

Users agree not to misuse the website, attempt unauthorized access, interfere with site functionality, infringe intellectual property rights, or use any materials in a manner inconsistent with these terms.

5. Changes to These Terms

These policies and terms may be updated periodically to reflect operational, legal, or regulatory changes. Continued use of the website after updates constitutes acceptance of the revised terms.

6. Contact

Questions regarding this Legal & Privacy Hub may be directed to Ted McLyman at ted@tedmclyman.com.