Welcome, Let's Talk About 

YOUR Unique Money Temperament!

"The conventional wisdom about money and financial literacy is wrong. Success with money is about discovering your unique Money Temperament and managing your behavior - then your money." - Ted McLyman

Your Path To Better Money Behavior

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  • STEP 4

  • STEP 5

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  • Step 7


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Money Temperament Resources

Your Path to Financial Security and Peace of Mind 


Read Discovery Your Money Temperament and follow my blog. 


Enroll in a Money Temperament course and webinar.


Take the Money Temperament Assessment and discover your Money SuperPowers. 


Follow me on social media @tedmclyman and book me for your next event.

About Me.

  • Author - three books on Money Temperament and Behavioral Financial Wellness.
  • Lt Col, USMC (Ret) - Various command and staff assignments to include Aide to the Asst Sec of the Navy for Financial Management.
  • Trainer - MS, Instructional and Performance Technology, Head Training Management, USMC, and corporate trainer.
  • Educator - MPA, Economics Instructor, US Naval Academy, and Commander USMC Financial Management School.
  • Entrepreneur - Founder/CEO Apexx Behavioral Financial Group and Registered Financial Advisor and Agent (retired).
  • Speaker - large and small groups, consultant, Ironman All World Age Group Triathlete, and more.

Ted McLyman MPA, MS, Lt Col, USMC (Ret)

Co-Founder & Director of Behavior Financial Wellness, DreamSmart Behavioral Solutions

Read my full profile on Linkedin

What I Do.

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Money Temperament, Behavioral Financial Wellness, and The Money Behavior System

  • Training
  • Coaching
  • Speaking
  • Consulting
  • Custom Program Design and Development

Sample Podcast Interview

Daily E-Paper

Performance-Based Training

  • Public and Private Courses
  • Custom Training Design and Development
  • Performance-Based Instructional Technology
  • State of the Art Learning Management System (LMS)
  • Team With 75+ Years of Experience Helping Individuals and Public and Non-Profit Organizations and Businesses of All Size Design, Develop and Implement Performance-Based Training.

Key Partners

What They Say

Need Help With Money?

Be ready for a complete personal finance paradigm shift, and to be inspired to begin your journey. This practical financial road-map is written in plain English for people who like me, have financial aspirations, little mental energy to commit to the process of a personal financial overhaul and even less interest in personal finance. If I were naming this book, I would have chosen something like, “Need Help With Money? Start Here."




Money Temperaments Is the Gateway to Financial Freedom

Human behavior is a subject of intrigue to me. About ten years ago, needing financial understanding, I silently sat and listened to Ted explain behavioral finance. And for the first time in my life I was able to make a connection between my behavior and money. Our temperaments, influences how we spend, save, and invest our money. Ten years later, I'm running a successful media  corporation and with a smile. I can attest to this truth; understanding your money temperaments is the gateway to financial freedom.

Reuben Wanjala

CEO, Leeds Press Corporation


This Book is a MUST Read for Clients AND Financial Professionals!

As a CFP (Certified Financial Planner) I can't recommend this book enough. It is very thoughtfully written and provides a very common sense way to understand how you are naturally wired to deal with money and financial planning. This book is a MUST read for clients AND financial professionals! In addition to serving as a great guide it also makes a great "ice breaker" for financial professionals to provide to their clients. Very relevant and helpful content. Well done Ted!

Kurt Meuller

CFP | from Amazon.com


Discover Your Money Temperament  



Ted McLyman Blog

Behavioral Financial Wellness tips & tools. Stay up to date with me, and my guest blogger's.

Please contact Me

If You:

  • Have a question
  • Want to schedule an interview
  • Book an event, or
  • Become a guest blogger 


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Get Your Copy of Discover Your Money Temperament, A Common-Sense Guide to Financial Security

(Pro tip, think about your money and spending behavior. Can you do better?)